SDA Property Investment Calculator | Yield, Cashflow & ROI
Free SDA property investment calculator, model SDA gross yield, net yield, annual cashflow, ROI and payback period.
Use this calculator to pressure-test SDA investment scenarios. Inputs cover purchase price, deposit, loan, occupancy and total weekly income (SDA payment plus reasonable rent contribution). Outputs cover gross yield, net yield, annual cashflow, ROI on deposit and payback period.
How to Use the Calculator
Start with a conservative occupancy assumption (80–85% for SDA in the base case), use total weekly income inclusive of SDA payment and rent contribution, and ensure annual expenses include provider fees, council rates, insurance, repairs and a capex reserve.
What the Numbers Mean
Gross yield benchmarks the asset against alternatives. Net yield is the operational reality. Cashflow tells you whether the holding is self-funding. ROI on deposit reflects the leverage. Payback period is the discipline check.